Ireland · 2026 · free, no sign-up
See your real take-home pay
Enter any Irish salary. We show exactly what you keep after income tax, USC and PRSI in 2026 — and where it ranks among earners nationwide.
- Figures sourced from Revenue
- Runs in your browser
Try it — adjust anything
€
0% · €0
Your take-home
€37,010
€3,084.19 a month · a year
Gross income€45,000
Income tax20% / 40% less credits− €5,200
USC− €883
PRSI− €1,907
Net take-home€37,010
Effective rate17.8%
Marginal rate47.2%
Class A PRSI, 2026 bands. PRSI uses the full-year blended rate (4.2% to Sept, 4.35% from October). Estimate only — check against Revenue for your exact circumstances.
Four things, clearly
Everything that decides what you actually earn
Take-home Public-sector pay
What's my net pay?
Income tax, USC and PRSI on any salary, monthly and annual.
Open PercentileWhere do I rank?
See the share of earners you out-earn, nationally or by county.
Open Pay scalesPublic-sector pay
HSE, teachers, Garda
Official 2026 scales with the take-home worked out for each point.
Open ProtectionIf income stopped?
What the State actually pays, and how income protection fills the gap.
OpenBy job
Look up a real job's pay
Most-checked pay scales
All scalesSalary by profession
All professionsTake-home pay in Ireland — common questions
How is take-home pay calculated in Ireland in 2026?
Your gross salary is reduced by three deductions: income tax (20% up to €44,000 for a single person, 40% above, minus your tax credits), Universal Social Charge (USC) on a sliding scale, and PRSI at 4.2% rising to 4.35% from October 2026. What is left is your net, or take-home, pay. The calculator on this page applies all three to any figure you enter.
What is the average salary in Ireland?
Median earnings for employments active most of the year are about €48,900 as a 2026 estimate. Across all earners, including part-year work, the median is closer to €41,500. Both build on CSO 2024 data uprated to 2026. Which figure counts as "average" depends on the group you compare against — our percentile tool lets you choose.
Is the calculator up to date for 2026?
Yes. Every rate, band and credit is set from a single verified 2026 tax file covering Budget 2026 measures, including the new auto-enrolment pension and the mid-year PRSI change. Figures are reviewed against Revenue and dated on each page.
Does income.ie store my salary details?
No. The calculator runs entirely in your browser. Nothing you type is sent to a server, stored, or required to sign up.