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2026 tax guide

Where your money goes before you see it

Three charges stand between your gross salary and your bank account: income tax, USC and PRSI. Each page below takes one apart, with the 2026 figures. To watch them hit your own salary, use the take-home calculator. Think you've overpaid? Here's how to claim tax back.

Tax bands

Income tax bands

The 2026 Irish income tax bands: 20% up to €44,000 for a single person, 40% above, with the cut-off points for married couples and the credits that reduce the bill.

Read → USC

USC calculator and rates for Ireland in 2026

Work out your USC for 2026. The bands are 0.5%, 2%, 3% and 8%; you pay none if you earn €13,000 or less. Use the calculator and see how USC is worked out.

Read → PRSI

PRSI calculator and rates for Ireland in 2026

PRSI for employees in 2026: 4.2% of gross, rising to 4.35% from 1 October. Use the calculator, and see the threshold and the tapered credit explained.

Read → Tax credits

Tax credits

The main 2026 Irish tax credits: €2,000 personal, €2,000 PAYE, and the rent tax credit of €1,000. Credits cut your tax bill euro for euro.

Read → Marginal rate

Your marginal tax rate

Your marginal rate is the tax on your next euro earned. For higher earners in Ireland it reaches about 52% once income tax, USC and PRSI are added together.

Read →

Irish tax — common questions

How much tax do I pay in Ireland?
Three charges apply to a salary: income tax (20% then 40%), USC (0.5% to 8%) and PRSI (about 4%). A single person on €50,000 pays roughly €7,200 income tax, €1,033 USC and €2,100 PRSI in 2026, keeping about €39,667.
What is the difference between income tax, USC and PRSI?
Income tax funds general government spending and uses credits and a two-rate band. USC is a separate charge on gross income. PRSI funds the State pension and welfare benefits. All three come off your gross pay to give your take-home.

Don't get caught out

Remind me before the next Budget changes this

Every October's Budget moves the bands, credits, USC and PRSI — and your take-home with them. Leave your email and we'll send you the new figures the day they land. One email when it matters, one-click unsubscribe.

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