Disclaimer

Not financial or tax advice

Everything on income.ie — the calculators, figures, guides and comparisons — is provided for information and education only. Nothing here is financial advice, tax advice, or any other regulated professional advice. It does not take account of your personal circumstances.

Before making a decision about your pay, pension, mortgage, redundancy, insurance or tax, you should check your own situation with a qualified, regulated professional — and with Revenue or Citizens Information for the official position.

The figures are estimates

Our calculators apply Irish tax rules to the numbers you enter and produce an estimate. They make simplifying assumptions and cannot capture every personal credit, relief or circumstance. Your actual take-home pay, tax, redundancy or repayment may differ. Real payroll, a lender's offer (APRC and fees), and Revenue's assessment are what count.

We keep figures current — but verify before you act

Tax bands, credits, USC, PRSI and welfare rates change with each Budget. We validate our figures against official sources and date them, but legislation and guidance can change or be interpreted differently. Always confirm a figure directly with the relevant official source before relying on it.

Not a regulated activity

income.ie is an independent information website. It is not authorised or regulated by the Central Bank of Ireland, and it does not provide investment advice, arrange financial products, or carry out any other regulated activity. Where we point you to a broker, insurer or adviser, they are the regulated party — not us.

Affiliate links

Some links — particularly on the income-protection, pension and mortgage pages — may be affiliate links. If you click one and take out a product, income.ie may receive a commission from the provider, at no extra cost to you. It never changes the price you pay.

Affiliate relationships do not change our editorial content or what the calculators show. Any commercial link is clearly labelled where it appears, and a regulated broker or adviser — not income.ie — handles the product.

Third-party links

income.ie links to government sources and to commercial providers. We have no control over those sites and are not responsible for their content or practices. A link is not an endorsement.

Limitation of liability

To the fullest extent permitted by law, income.ie and S5 Ltd accept no liability for any loss arising from your use of — or inability to use — this website or anything on it. You use the site and its calculators at your own discretion.

Contact

Questions about this disclaimer? Email [email protected]. See also our privacy policy.